full2012.pdf - page 922

£¼¤·ž´µÂ¨³¦³„µ¦Á¨¸Ê¥Š‡ªµ¥š³Á¨œo °¥ „¦–¸«¹„¬µ¡¦» ‡ªœ ¸ÊÁ¸¥œ °ÎµÁ£°‡ªœ œ»œ ‹´Š®ª´—¡´š¨» Š
/RFDO ZLVGRP DQG %XIIDOR 5DLVLQJ 6\VWHP $ &DVH VWXG\ RI 3UXNXDQNHVHDQ
7DPERQ 7DOD QRL .KXDQNKDQXQ 'LVWULFW 3KDWWKDOXQJ 3URYLQFH
°´™¡Š«r ž·É œš°Š¡´œ›r ‹°¤ ª´ » ¤µ˜· š· ¡¥rš·ªµ ´¤¡´œ›¤·˜¦ ÁÈ‹ª¦¦– ´ª ª´ ¨³°µ£¦–r nŠÂŠ
$XWWDSRQJ 3LQWKRQJSDQ -RPNKDQ &KXPFKDW 7LSWLZD 6DPSDQWDPLW %HQMDZDQ %XDNZDQ DQG $SRUQ 6RQJVDQJ
š‡´—¥n°
Šµœª· ‹´¥œ¸Ê ¤¸ª´˜™» ž¦³Š‡rÁ¡ºÉ °«¹„¬µ£¼ ¤·ž´µÂ¨³¦³„µ¦Á¨¸Ê ¥Š‡ªµ¥ „¦–¸ «¹„¬µ Á„¬˜¦„¦Ÿ¼ oÁ¨¸Ê ¥Š‡ªµ¥Äœ
¡ºÊ œš¸É¡¦»‡ªœ ¸ÊÁ¸ ¥œ ˜Îµ¨š³Á¨œo°¥ °ÎµÁ£°‡ªœ œ»œ ‹´Š®ª´—¡´š¨»Š ×¥šÎµ„µ¦Á„ȝ o°¤¼¨Á·ŠÎµ¦ª‹£µ‡œµ¤—oª¥
°™µ¤ž¦³„°„µ¦´¤£µ¬–rÁžÈ œšµŠ„µ¦Â¨³Å¤n ÁžÈ œšµŠ„µ¦ „µ¦´ŠÁ„˜‹µ„„¨»n¤Á„¬˜¦„¦Ÿ¼ oÁ¨¸Ê ¥Š‡ªµ¥Äœ
¡ºÊ œš¸É«¹ „¬µ Ÿ¨„µ¦«¹„¬µ¡ªnµ „µ¦Á¨¸Ê¥Š‡ªµ¥Äœ¡ºÊœš¸É«¹ „¬µ¤¸„µ¦™nµ¥š°—‡ªµ¤¦¼o ¤µ‹µ„¦¦¡»¦» ¬š¸É ˜o°Š¤¸„µ¦¡¹É Š¡µ
›¦¦¤µ˜· ¨³¤¸‡ªµ¤´¤¡´œ›r—oµœ´Š‡¤Â¨³Á«¦¬“„·‹ Á„¬˜¦„¦Ÿ¼ o Á¨¸Ê ¥Š‡ªµ¥¤¸¦³„µ¦Á¨¸Ê ¥Š  ‡º° „µ¦Á¨¸Ê ¥Š
Äo‡°„ ¨³ „µ¦Á¨¸Ê ¥ŠÂž¨n°¥š»n Š ×¥ž´‹‹´¥š¸ÉÁ„¸É¥ª o°Š„´¦³„µ¦Á¨¸Ê¥Š‡º°§—¼ „µ¨ š´ÊŠœ¸Ê ¤¸ª´˜™»°Š„µ¦Á¨¸Ê ¥Š
‡ªµ¥Á¡ºÉ°„µ¦‡oµ µ¥Ášnµœ´Ê œ —oµœž´ ®µÂ¨³°»ž¦¦‡„µ¦Á¨¸Ê ¥Š¡ªnµÄœž´ ‹‹»´œ¤¸„µ¦¨—¨Š °Š¡ºÊœš¸É¨³Â®¨nŠ°µ®µ¦Å¤n
Á¡¸¥Š¡° §—¼„µ¨š¸ÉÁž¨¸É¥œÂž¨Š ž´ ®µ—oµœ¦³µ¥¡´œ›»r°Š‡ªµ¥ ¨³„µ¦ µ—Ÿ¼ o ºš°—„µ¦Á¨¸Ê¥Š‡ªµ¥ Ÿ¨„µ¦«¹ „¬µ
—ŠÄ®oÁ®Èœ™¹Šª·™¸¸ ª·˜Â¨³£¼¤·ž´µ °Šµªoµœ„´„µ¦¡¹ÉŠ¡·Š›¦¦¤µ˜· ˜µ¤°´˜¨´„¬–r°ŠÂ˜n ¨³šo°Š™·É œÃ—¥Å¤nčn¤°Š
Á¡¸¥ŠÂ‡n v‡ªµ¥š³Á¨œo°¥w °¥nµŠš¸É ¦¼ o‹´„„´œÁšnµœ´Êœ
‡ÎµÎµ‡´ ‡ªµ¥š³Á¨œo°¥ £¼¤·ž´µµªoµœ ¡¦»‡ªœ ¸Ê Á¸¥œ
$EVWUDFW
7KH SXUSRVH RI WKLV VWXG\ ZDV WR ORFDO ZLVGRP DQG EXIIDOR UDLVLQJ V\VWHP D FDVH VWXG\ RI EXIIDOR UDLVLQJ
DJULFXOWXUDO 3UXNXDQNHVHDQ 7DPERQ 7DOD QRL .KXDQNKDQXQ 'LVWULFW 3KDWWKDOXQJ 3URLQFH 7KH UHVHDUFK ZDV GRQH
XVLQJ D VXUYH\ UHVHDUFK DQG FROOHFW GDWD IURP WKH IDUPHU E\ XVLQJ TXHVWLRQQDLUH LQIRUPDO VHPL VWUXFWXUH LQWHUYLHZ
REVHUYDWLRQ DQG WKH GDWD ZDV SUHVHQWHG ZKLFK GHVFULEH 7KH UHVXOW VKRZHG WKDW EXIIDOR UDLVLQJ LQ WKH VWXG\ DUHD ZDV
WUDQVIHUUHG NQRZOHGJH IURP WKH DQFHVWRU ZKLFK QHHG WR UHO\ RQ QDWXUH DQG WKH UHODWLRQVKLS RI VRFLDO DQG HFRQRPLF
)DUPHUV ZKR UDLVH EXIIDOR KDV W\SHV RI UDLVLQJ WKH UDLVLQJ XVH SHQ DQG WKH UDLVLQJ LQ WKH ILHOG 6HDVRQLQJ LV
HIIHFWHG WR EXIIDOR UDLVLQJ %HVLGHV WKH REMHFWLYH RI WKH UDLVLQJ EXIIDOR IRU WUDGH RQO\ 7KH SUREOHP DQG REVWDFOH RI
EXIIDOR UDLVLQJ LQ WKLV SUHVHQW ZHUH DUHD GHFUHDVHG DQG IHHG LV QRW HQRXJK VHDVRQDO FKDQJHV WKH EXIIDOR EUHHGLQJ
V\VWHP DQG ODFN RI VXFFHVVRU 7KH UHVXOW RI WKLV VWXG\ VKRZHG WKH OLIH DQG ZLVGRP RI WKH SHRSOH GHSHQG RQ WKH QDWXUH
RI WKH LGHQWLW\ RI HDFK ORFDOLW\ DQG QRW RQO\ NQRZ v7DOD QRL ZDWHU EXIIDORw
.H\ZRUG %XIIDOR WDODQRL /RFDO ZLVGRP 3UXNXDQNHVHDQ
´–”·˜«¹ „¬µ µ µª·µª· š¥µ«µ˜¦r¸ª£µ¡Â¨³·ÉŠÂª—¨o°¤ ‡–³ª·š¥µ«µ˜¦r ¤®µª·š¥µ¨´¥š´„¬·– ª·š¥µÁ ˜¡´š¨»Š
° µ µª·µª· š¥µ«µ˜¦r¸ª£µ¡Â¨³·ÉŠÂª—¨o °¤ ‡–³ª·š¥µ«µ˜¦r ¤®µª·š¥µ¨´¥š´„¬· – ª·š¥µÁ ˜¡´š¨»Š
œ´„ª·µ„µ¦ ª·š¥µ¨´¥£¼¤·ž´ µ»¤œ ¤®µª·š¥µ¨´¥š´„¬·– ª·š¥µÁ ˜¡´š¨»Š
° —¦ µ µÁš‡ÃœÃ¨¥¸ „µ¦Á„¬˜¦ ‡–³Áš‡ÃœÃ¨¥¸Â¨³„µ¦¡´•œµ»¤œ ¤®µª·š¥µ¨´¥š´„¬·– ª·š¥µÁ ˜¡´š¨»Š
&RUUHVSRQGLQJ DXWKRU H PDLO QRR\DL #KRWPDLO FRP
922
การประชุมวิชาการระดับชาติ มหาวิ ทยาลัยทักษิณ ครั้งที่ 22 ประจำปี 2555