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Šµœª·‹´¥œ¸Ê˜o°Š„µ¦®µ‡n µ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r (prediction error) °Š„µ¦ž¦³¤µ–ÁŠ·œÎµ¦°Š‡nµ· œÅ®¤
š—šœ —oª¥‡n µÁŒ¨¸É¥ °Š‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¥„„ε¨´Š°Š (Mean Square Error) ¨³š¸ÉčoÁš‡œ·‡¼˜Â˜¦ž o°¤¼¨š¸Éčo
Áž}œ‡nµ·œÅ®¤š—šœ‹µ„¦· ¬´šÂ®nŠ®œ¹ÉŠÄœž¦³Áš«Åš¥ °Šže°»´ ˜·Á®˜»š¸É¡.«. 2548 ™¹Š že°»´˜·Á®˜»š¸É ¡.«. 2552 ŗo
Ÿ¨„µ¦ª· ‹´¥Â¥„˜µ¤ž¦³Á£š„µ¦ž¦³„´œ£´¥—´Šœ¸Ê
1. „µ¦ž¦³„´œ£´ ¥¦™¥œ˜r£µ‡´Š‡´  (Compulsory Automobile Insurance)
‹µ„„µ¦‡Îµœª–®µ‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r—oª¥ª·›¸ ˜nµŠÇ¡ªnµª·›¸ °¦rœ±¼˜Áš°¦r Á¢°¦r„¼Ž´œ Ä®o‡nµ‡ªµ¤
‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–rš¸ÉŗočoÁš‡œ·‡¼ ˜Â˜¦ž˜É優nµª·›¸ ´œÅ—¨¼„ÃŽn ¨³Ä®o ÁŠ·œÎµ¦°Š‡nµ·œÅ®¤š—šœ¦ª¤¼Š
š¸É »— ˜n ‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r ‹µ„‡nµÁŒ¨¸É¥ °Š‡ªµ¤‡¨µ—Á‡¨ºÉ °œ¥„„Î µ¨´Š°Š °Šª· ›¸ °¦rœ±¼˜Áš°¦r
Á¢°¦r„¼Ž´œ œ´Êœ„¨´ Ä®o‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r š¸É ¼ Šš¸É »—¨³Ä®o ÁŠ·œÎµ¦°Š‡nµ· œÅ®¤š—šœ¦ª¤˜ÉÎ µš¸É »—
—´Š‡nµÄœ˜µ¦µŠš¸É 3
˜µ¦µŠš¸É 1 ˜µ¦µŠ¡´•œµ„µ¦‡nµ· œÅ®¤š—šœš¸ÉÁ„·— ¹Êœ»š›· ¨³Á¸Ê ¥ž¦³„´œ£´¥ °Š„µ¦ž¦³„´ œ£´¥¦™¥œ˜r£µ‡´Š‡´
že°»´˜· Á®˜» Á¸Ê¥ž¦³„´œ£´¥ ‡nµ·œÅ®¤š—šœš¸É Á„·— ¹Êœ»š›· – ž¨µ¥že
2548 2549 2550 2551 2552
2548 171,518,693 57,534,628 44,529,718 46,099,707 45,872,843 45,947,487
2549 162,134,512 59,075,643 53,655,031 53,834,108 54,160,555
2550 170,573,422 90,752,707 83,138,305 84,592,217
2551 389,401,847 139,745,704 155,547,971
2552 408,473,073 128,918,909
˜µ¦µŠš¸É 2 ˜µ¦µŠ¡´•œµ„µ¦‡nµ· œÅ®¤š—šœ‹nµ¥»š›· °Š„µ¦ž¦³„´œ£´¥¦™¥œ˜r £µ‡´Š‡´
že°»´ ˜·Á®˜» ‡nµ·œÅ®¤š—šœš¸É ‹nµ¥»š›· – ž¨µ¥že
2548 2549 2550 2551 2552
2548 33,993,147 43,975,410 45,622,283 45,855,674 45,909,436
2549 35,467,016 52,144,729 53,471,169 53,880,662
2550 61,855,115 82,243,968 84,420,444
2551 108,893,130 154,676,722
2552 104,840,706
˜µ¦µŠš¸É 3 Áž¦¸¥Áš¸ ¥‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r°ŠÁŠ·œÎµ¦°Š¦ª¤ °Š„µ¦ž¦³„´œ£´¥¦™¥œ˜r£µ‡´Š‡´
‡nµÁŒ¨¸É¥ °Š‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¥„„ε¨´Š°Š Áš‡œ·‡¼˜Â˜¦ž
ª·›¸´ œÅ—¨¼„ÃŽn ª·›¸°¦rœ±¼˜Áš°¦r Á¢°¦r„¼Ž´œ ª·›¸´ œÅ—¨¼„ÃŽn ª·›¸°¦rœ±¼˜Áš°¦r Á¢°¦r„¼Ž´œ
ÁŠ·œÎµ¦°Š¦ª¤ 1,287,550,208 1,270,901,645 1,347,486,188 1,416,715,920
‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–r 1.81% 8.75% 2.53% 2.42%
2. „µ¦ž¦³„´œ»£µ¡ (Health Insurance)
‹µ„„µ¦‡Îµœª–®µ‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ °œ¡¥µ„¦–r—oª¥ª·›¸ ˜nµŠÇ¡ªn µ ‡nµ‡ªµ¤‡¨µ—Á‡¨ºÉ°œ¡¥µ„¦–rš¸Éŗo ‹µ„
„µ¦ÄoÁš‡œ·‡¼˜Â˜¦ž °Šª· ›¸°¦rœ±¼˜Áš°¦r Á¢°¦r„¼Ž´œ ¤¸‡nµ˜É優nµ‡nµ °Šª·›¸´ œÅ—¨¼„ÃŽn ¨³¥´ŠÄ®o‡nµÁŠ·œÎµ¦°Š